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Disclaimer

SparingMoney.com is a personal blog. Any views or opinions represented in this blog are personal and belong solely to the blog owner and do not represent those of people, institutions or organizations that the owner may or may not be associated with in professional or personal capacity, unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Content
All contents published on this blog are intellectual property of SparingMoney.com and should not be reproduced or copied without permission and/or without giving credit. All content provided on this blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. The owner will not be liable for any errors or omissions in this information nor for the availability of this information. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this blog. If you have any copyright related issues with any of the contents in this blog, please drop a comment/mail (with all necessary evidence as applicable) at contact@sparingmoney.com. Such concerns will be addressed with all due considerations at the earliest.

Through this blog you are able to link to other blogs which are not under the control of SparingMoney.com. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the Sparing Money blog up and running smoothly. However, SparingMoney.com takes no responsibility for, and will not be liable for, the blog being temporarily unavailable due to technical issues beyond our control.

In some cases on our blog posts you may find “affiliate links.” Essentially what that means is that if you click the link and make a purchase, we will receive a commission. This comes at no cost to you whatsoever. It simply means that the origin of the sale is tracked back to our website. We may also provide a coupon for a product that is used to track the source of a sale, for which we are then compensated. We may also may link to general e-commerce sites where we receive an affiliate commission, though we have no direct relationship with the company that manufactures the product (eg we link to the particular mattress via Amazon.com and receive a commission, though this is purely a relationship with Amazon, and not a relationship with that mattress company). These other, general ecommerce sites include: Shareasale.com, Google.com, CJ, Amazon.com, Wayfair.com and ebay.com.

Downloadable Files
Any downloadable file, including but not limited to pdfs, docs, jpegs, pngs, is provided at the user’s own risk. The owner will not be liable for any losses, injuries, or damages resulting from a corrupted or damaged file.

Comments
Comments are welcome. However, the blog owner reserves the right to edit or delete any comments submitted to this blog without notice due to:
- Comments deemed to be spam or questionable spam
- Comments including profanity
- Comments containing language or concepts that could be deemed offensive
- Comments containing hate speech, credible threats, or direct attacks on an individual or group
SparingMoney.com is not responsible for the content in comments.

This policy is subject to change at anytime.